TruCommunity Blog

When your parents retired, they probably counted on substantial outside income to fund their retirement, including Social Security benefits and a corporate pension plan that also may have provided health benefits to retirees. While Social Security remains a crucial part of a retirement plan, pensions are dwindling and becoming a part of the American landscape of the past.

Instead, the responsibility for funding retirement is moving to the individual. Although there is a wide range of excellent ways to save - including 401(k)s, IRAs, annuities and more - many individuals find themselves questioning if they will ever be able to retire.

Keys to a confident retirement today include KNOWLEDGE AND ACTION. Knowledge begins with a clear understanding of your financial picture, knowing where you're starting from and identifying your unique retirement goals. It's also important to grasp the challenges you might face during retirement. Action is taking steps to put you on the path toward your goals and overcoming the challenges that threaten to derail them.

Today’s retirees are facing unique challenges so will your retirement plan be ready for living longer, increasing health care costs, greater need for long-term care, and a growing demand to care for loved ones? Focus Investment Services recently hosted a successful lunch and learn at TruBank’s 1401 N. Jefferson Way, Indianola, branch with more than 30 people in attendance and addressed some of these challenges. Please stay tuned as more opportunities such as this lunch and learn are scheduled to help manage your retirement.

Focus Investment Services can help devise a plan that addresses your unique challenges and “what-ifs” about retirement. Contact Keri Blake ([email protected]) to work with you to find solutions that fit your unique circumstances, moving you along the path to the retirement you envisioned. It’s your retirement – make it a great one!

Investment Advice offered through Wealthcare Advisory Partners, LLC  (WCAP). WCAP is a Registered Investment Advisor with the U.S. Securities and Exchange Commission (“SEC”) Fellows & Blake, is A Wealthcare Company.  Fellows & Blake and Wealthcare Advisory Partners are separate entities from TruBank. Products offered by Focus Investment Services are not FDIC insured or by any other Federal Government Agency, are not a deposit or obligation of, or guaranteed by TruBank, may involve investment risk, including possible loss of principal amount invested, and may lose value.