Give your business all the spending power and flexibility it needs with just one plastic card.
Key Features
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Competitive Rates
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Anytime Access
Competitive Rates
Anytime Access
- Competitive rates and boosted purchasing power online and offline
- Shop everywhere Visa® is accepted
- Earn rewards points as you transact
- 2X points per dollar at top two merchant categories each month
- 1X points per dollar everywhere else Visa is accepted
- Spend $2,000 in the first 90 days from account opening and earn 20,000 Bonus Rewards Points equal to $200 in account credit.1
- Make business purchases with greater convenience and security
- Earn redeemable points on your purchases
- Handle and make payments 24/7
- Contactless chip-enabled card for greater security
- Supported with digital wallets:
- Google Pay, Apple Pay, Samsung Pay, Garmin Pay
- Quickly replace your card if lost or stolen
1Subject to credit approval. Rates and fees subject to change. Eligible for new UMB Visa Signature Business Rewards Credit Card customers only. 20,000 Bonus Points equal to $200 in account credit. Within 90 days of opening your new UMB Visa Signature Business Credit Card account, approved applicants must use their card(s) to make $2,000 in Net Purchases to receive the 20,000 bonus points. Bonus points will be applied to your account within 45 days of meeting the spend requirement. The Program Member's Control Account or the Cardholders account (if cards are billed to an individual Cardholder) earn two (2) Points for each dollar on net Purchases that fall within the top two (2) merchant category codes (MCCs) for that month, based on the total dollar volume of Net Purchases in each category. UMB Bank n.a. will use the MCCs assigned by the Card Network to identify your Net Purchases that qualify for accelerated Points earning. See the Visa Signature Business Card Rewards Program Rules for complete details about the rewards program.