Rates

APY = Annual Percentage Yield. Rates effective as of September 25, 2023. Fees may reduce earnings. All interest rate and annual percentage yields are subject to change at any time. APY on Certificate of Deposit accounts listed are based on the interest compounding Quarterly to the CD.

Certificate of Deposit Rates Learn More

Term Minimum Balance Rate APY
1-5 Month $500 0.15% 0.15%
6-11 Month $500 0.45% 0.45%
12-23 Month $500 1.10% 1.10%
24-35 Month $500 1.49% 1.50%
36-47 Month $500 1.59% 1.60%
48-59 Month $500 1.74% 1.75%
60 Month $500 2.08% 2.10%
TCD Special      

140th Anniversay CD Special  14 months

10 Month CD Special

33 Month CD Special

 

$10,000

$5,000

$5,000

 

4.43%

5.15%

3.94%

 

4.51%

5.25%

4.00%

 

Substantial penalty for early withdrawal.

Special interest rate and APY, offered only on a limited time basis

Listed interest rates require an active account with TruBank; if no checking account is maintained, listed interest rates and annual percentage yields will be minimum of 0.50% lower.

Deposit Accounts

Account Minimum Balance Rate APY
Advantage Checking $500 0.10% 0.10%
50+ Checking $500 0.05% 0.05%
Regular Savings $100 0.10% 0.10%
IRA Savings $0 0.10% 0.10%
Heath Savings Account $0 0.10% 0.10%
Youth Savings $0 0.10% 0.10%

Prime Reserve Account Learn More

Balance Rate APY
$5,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.20% 0.20%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 - $249,999.99 0.30% 0.30%
$250,000+ 0.40% 0.40%

Money Market Learn More

Balance Rate APY
$2,500 - $49,999.99 0.50% 0.50%
$50,000 - $249,999.99 0.75% 0.75%
$250,000 - $499,999.99 1.00% 1.00%
$500,000 - $749,999.99 1.24% 1.25%
$750,000+ 1.49% 1.50%

Commercial Plus Checking Learn More

Balance Rate APY
$5,000 - $24,999.99 0.20% 0.20%
$25,000 - $49,999.99 0.20% 0.20%
$50,000 - $99,999.99 0.25% 0.25%
$100,000 - $249,999.99 0.30% 0.30%
$250,000+ 0.40% 0.40%

Whatever life brings you, you can rely on us.

We make banking easy.